Table of Contents
1. Information We Collect
Calculator inputs: When you use our VA business loan calculator, you enter financial figures (loan amounts, interest rates, loan terms). These numbers are processed entirely in your browser and are never transmitted to our servers.
Voluntary contact information: If you sign up for our free report, newsletter, or contact us through a form, we collect the information you provide — typically your name, email address, and any message content.
Usage data: We automatically collect standard web analytics data, including your IP address (anonymized), browser type, pages visited, time on page, and referral source. This helps us understand how veterans use the site so we can improve it.
Device & technical data: Operating system, screen resolution, and browser version — standard data collected by any website analytics platform.
2. How We Use Your Information
We use the information we collect to:
- Deliver the free report or newsletter you requested
- Respond to questions or inquiries you send us
- Analyze site usage to improve content and tools
- Diagnose technical issues and maintain site performance
- Comply with legal obligations
We do not sell, rent, or trade your personal information to any third party for marketing purposes. Ever.
4. Third-Party Services
We rely on a small number of trusted third-party services to operate this site:
- Google Analytics — Aggregate usage analytics
- Email service provider — For sending free reports and newsletters you've opted into
- Web hosting provider — For serving the site
Each of these providers has their own privacy policies governing their data handling. We select providers that meet strong data protection standards and do not authorize them to use your data for their own marketing.
External links on this site (e.g., to SBA.gov, VA.gov, or SBDC) lead to third-party websites with their own privacy policies. We are not responsible for their practices.
5. Data Retention
We retain your contact information only as long as necessary to fulfill the purpose for which it was collected:
- Newsletter subscribers: Until you unsubscribe (every email includes a one-click unsubscribe link)
- Contact form inquiries: Up to 2 years for record-keeping, then securely deleted
- Analytics data: Aggregated, anonymized — retained indefinitely
6. Your Rights
Depending on your location, you may have the following rights regarding your personal data:
- Access: Request a copy of the data we hold about you
- Correction: Ask us to correct inaccurate information
- Deletion: Request that we delete your data ("right to be forgotten")
- Portability: Receive your data in a portable format
- Opt-out: Unsubscribe from any email communication at any time
To exercise any of these rights, email us at privacy@valoancalc.com. We will respond within 30 days.
7. Children's Privacy
VALoanCalc is not directed at children under 13 years of age, and we do not knowingly collect personal information from children. If you believe a child under 13 has submitted information through this site, please contact us immediately and we will delete it promptly.
8. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we'll revise the "Last updated" date at the top of this page. For significant changes, we'll add a notice on the homepage for 30 days. Continued use of the site after changes constitutes acceptance of the updated policy.
We encourage you to review this policy periodically to stay informed about how we protect your information.
9. Contact Us
Questions about this Privacy Policy or how we handle your data? Reach out:
VALoanCalc Privacy Team
Email: privacy@valoancalc.com
Also see our Terms of Service
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